I provide services for individuals, families, business owners, corporations, charities and foundations.

 

Planning Services . . .

  • Included in My Financial Plans:
    • Investment Planning
    • Retirement Planning
    • Education Planning
    • Tax Minimization
    • Estate Planning
    • Emergency Planning & Risk Management
    • Planning for Major Purchases
    • Cash Flow Management

  • Other Planning Services:
    • Group Retirement Planning (Employer Pension Plans)
    • Group Benefits (Employer Group Insurance - Health, Dental, Life, Disability etc.)

Investments . . .

  • Stocks
  • Bonds
  • ETFs
  • Mutual Funds
  • Separately Managed Accounts
  • Private Equity/Hedge Funds - Offering Memorandum (accredited investors only)
  • Real Estate Investment Trusts
  • Mortgage Backed Securities
  • Segregated Funds
  • GICs
  • High Interest Savings Accounts

Account Types . . .

  • RRSPs (RRIFs)
  • Spousal RRSPs
  • TFSAs
  • RESPs (Individual and Family Plans)
  • RDSPs
  • LIRAs (LRSPs, LIFs)
  • Non-Registered

Insurance . . .

  • Life Insurance (Term, Whole Life, Universal Life)
  • Disability Insurance
  • Critical Illness
  • Personal Benefits (Health and Dental)
  • Group Benefits
  • Segregated Funds
  • Annuities
  • Mortgage Protection Insurance
  • Income Protection Insurance
  • Travel Insurance

Banking and Lending . . .

  • Banking and Lending Provided through Manulife Bank
    • Mortgages (upon referral)
    • Loans
    • Lines of Credit
    • Bank Accounts - Chequing and High Interest Savings (Personal and Corporate)

  • Banking and Lending Provided through Manulife Private Wealth
    • Private Banking

Investment Partners . . .

  • RBC Global Asset Management
  • TD Asset Management
  • CIBC Asset Management
  • Dynamic Funds (Owned By Scotiabank)
  • BMO Global Asset Management
  • Manulife Investment Management
  • Vanguard Investments
  • Black Rock (iShares)
  • PIMCO
  • Mackenzie Investments
  • Edgepoint
  • Capital Group
  • Nine Point Partners
  • CI Investments
  • Many More

Insurance Partners . . .

  • Manulife
  • Sun Life
  • Canada Life
  • RBC Insurance
  • BMO Insurance
  • Desjardins Insurance
  • Industrial Alliance
  • Empire
  • Canada Protection Plan
  • Equitable Life
  • Assumption Life
  • Foresters
  • Ivari
  • La Capitale
  • Allianz (Travel Insurance Only)
  • And More

Borrowing Disclosure: Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.